You didn't Google this because everything is going great. Something's keeping you up at 2 AM—cash flow you can't predict, an acquisition offer you don't know how to evaluate, or the sinking feeling that you're making million-dollar decisions with thousand-dollar data. Here's what most CFO hiring guides won't tell you: If you're asking the question, you're probably six months late. The Hidden Costs of Delaying Your CFO Hire Last week, a $12M ARR SaaS founder told me he "didn't